Mis-sold a PCP Agreement? Let us fight for your refund.
If you financed a car through a Personal Contract Purchase (PCP) in the past ten years, you may have been mis-sold. Whether it was through hidden commissions, lack of transparency, or pressure sales tactics, our experienced legal team is ready to help you reclaim what you're owed.
✔ Misleading or incomplete information on finance terms
✔ Hidden commissions and inflated interest rates
✔ Failure to disclose cheaper or more suitable options
✔ No mention of commission earned by the dealer
✔ Complex contracts not properly explained
✔ Misrepresentation of ownership options
✔ Unfair charges or additional costs
✔ Claims possible on contracts up to 10 years old
Your PCP Finance Claim: Reclaim What’s Yours
Personal Contract Purchase (PCP) agreements have become a common way to finance vehicles—but they’ve also opened the door to widespread mis-selling by dealerships and brokers. If you were misled about your car finance agreement, you may be entitled to compensation—and in some cases, a full cancellation of the contract.
Our legal experts are up-to-date on the latest legal developments following the FCA’s recent investigation into PCP mis-selling. If your contract was signed within the last 10 years, contact Ask Legal Solicitors today for a free consultation on 0161 436 0006.
What is PCP Mis-selling?
PCP mis-selling occurs when a dealership or broker fails to explain the full terms of your finance agreement or acts in a way that prioritises their own commission over your best interests.
Common examples include:
– Not informing you of commission received from the finance provider
– Failing to explain interest rates, balloon payments, or other fees
– Withholding cheaper finance options from you
– Pressuring you into a financial agreement without a clear explanation
– Hiding the total cost of the agreement or long-term implications
Am I Eligible to Claim?
You may be eligible to make a PCP mis-selling claim if:
– Your contract was agreed within the last 10 years
– You weren’t informed about the dealer’s commission
– You were not offered alternative finance options
– You were misled about repayment terms or ownership
– You paid more than expected due to hidden fees or high interest
It doesn’t matter whether the agreement is ongoing or already paid off—you may still have grounds to claim.
Why Make a PCP Compensation Claim?
Mis-sold finance contracts can leave you thousands of pounds out of pocket. Compensation can help you recover:
– Excessive interest paid
– Unfair charges or fees
– Commissions added without your knowledge
– Financial damage due to deceptive practices
Our goal is to recover as much of your money as possible while simplifying the process from start to finish.
What Can You Expect?
Our solicitors will guide you through each stage:
– Reviewing your finance agreement for signs of mis-selling
– Gathering supporting documents and communications
– Building a strong case based on FCA guidelines
– Negotiating or litigating on your behalf to win your refund
No Win, No Fee
We handle PCP mis-selling claims on a no-win, no-fee basis. That means you pay nothing unless we succeed—and our capped deductions are among the most competitive in the industry.
Take Action Today
If you believe you were mis-sold a PCP contract, contact Ask Legal Solicitors today on 0161 436 0000. Let us help you claim the compensation you deserve.